Privacy Policy

At BisBridged, we are committed to protecting your personal information and maintaining full transparency in how we collect, use, and safeguard your data. This Privacy Policy outlines our data practices when you use our website or engage with our financial consulting and loan facilitation services.

1. Information We Collect

We may collect personal and business information that you voluntarily provide when you:

Submit loan inquiries or application forms
Contact us via phone, email, WhatsApp, or other communication channels
Register for updates, newsletters, or consultation calls

This information may include your name, contact details, company information, financial details, loan requirements, and any supporting documents shared for loan assessment.

2. How We Use Your Information

Your information is used for the following purposes:

Evaluating your financing needs and recommending suitable loan products
Facilitating your loan request with our partnered financial institutions
Improving user experience on our website
Maintaining compliance with local regulations and legal obligations
Communicating updates, offers, or information relevant to your inquiry

3. Data Sharing & Disclosure

We do not sell or rent your personal data. Your information may only be shared with:

Partner banks, lenders, or financial institutions for loan assessment
Third-party verification services when required by lenders
Technology or analytics providers assisting with website operations
Legal authorities, if mandated under applicable laws

4. Data Protection

We use administrative, technical, and physical safeguards—including encryption, limited-access controls, and secure data storage—to protect your information. While we strive to maintain the highest security standards, no system is completely immune to breaches.

5. Cookies & Tracking Technologies

Our website uses cookies to personalize your experience, track performance, and analyze traffic. You may disable cookies through your browser settings, but some features may become limited.

6. Your Rights

You may request the following at any time:

Access to the personal data we hold about you
Correction of inaccurate or outdated information
Deletion of your data (where permitted by law)
Withdraw consent for data processing

Please contact us using the information below to exercise your rights.

7. Third-Party Websites

Our website may contain links to external sites. We do not control their content or privacy practices. We encourage you to review their respective privacy policies before interacting with them.

8. Loan-Related Disclosures (Fees, APR, Repayment Terms)

Associated Fees:

Administrative Fee: 10% of the approved loan amount
Annual Interest Rate: 20% per annum
No hidden fees beyond what is disclosed

Minimum & Maximum Repayment Period:

Minimum tenure: 1 month
Maximum tenure: 60 months

Maximum Annual Percentage Rate (APR):

Your APR may vary based on lender evaluation. The maximum APR applicable under our partner products is: 20% per annum (excluding administrative fee).

Representative Loan Example

Example loan amount: $10,000
Administrative fee (10%): $1,000
Amount disbursed to borrower: $9,000

Interest (20% per annum for 12 months): $2,000
Total cost of fees + interest: $3,000
Total repayable: $12,000
Monthly installment (12 months): $1,000

9. Third-Party Accreditations (If Applicable)

If BisBridged receives any certification, industry accreditation, or official partnership, the related verification links or documents will be published here. This ensures complete transparency in the services we offer.

10. Updates to This Policy

We may revise this Privacy Policy periodically. All updates will be posted on this page with the revision date. Continued use of our website signifies your acceptance of the updated terms.

11. Contact Us

If you have any questions regarding your privacy or data handling, you may contact us at:

Email: bis.bridgez@gmail.com
Physical Address: 22 Sin Ming Lane #06-76, Midview City, Singapore 573969
Phone: +65 6750 4675